134+ Free Financial Tools

    Business Calculators

    Professional financial calculators to help you make better business decisions. All tools are free to use with no signup required.

    All Calculators by Category

    Marketing & Advertising

    Ad spend and marketing ROI

    13 tools
    CPM Calculator
    Calculate CPM, impressions, and ad budget. Compare CPM across Google, Facebook, LinkedIn, YouTube, and TikTok.
    Use Calculator
    Impression Calculator
    Estimate impressions from budget, CPM, reach, and frequency. Forecast clicks, conversions, and ROAS.
    Use Calculator
    ROAS Calculator
    Calculate Return on Ad Spend, breakeven ROAS, and compare performance across Google, Meta, TikTok, and more.
    Use Calculator
    Marketing ROI Calculator
    Calculate profit-based marketing ROI and break-even ROAS using gross margin.
    Use Calculator
    CPC Calculator
    Calculate Cost Per Click, estimated clicks, and ad budget. Compare CPC across Google, Facebook, LinkedIn, Instagram, and TikTok.
    Use Calculator
    Google Ads Calculator
    Forecast Google Ads clicks, conversions, revenue, and ROAS from your budget and funnel metrics.
    Use Calculator
    CTR Calculator
    Calculate Click-Through Rate, impressions, and clicks. Compare CTR benchmarks by platform, industry, and ad type.
    Use Calculator
    Conversion Rate Calculator
    Calculate conversion rates with multi-step funnel analysis. Visualize drop-offs and measure revenue impact.
    Use Calculator
    CPA Calculator
    Calculate Cost Per Acquisition with funnel analysis, break-even CPA, and platform benchmarks for Google, Facebook, and LinkedIn.
    Use Calculator
    Engagement Rate Calculator
    Calculate engagement rate for Instagram, TikTok, LinkedIn, Twitter, Facebook, and YouTube. Compare ERR vs ERF with quality scoring.
    Use Calculator
    Ad Spend Calculator
    Plan your advertising budget, allocate spend across channels, and calculate required ad spend for revenue targets. Includes industry benchmarks and monthly budget planner.
    Use Calculator
    Marketing Budget Calculator
    Calculate optimal marketing budget using revenue percentage, objective-based, or competitive parity methods. Industry benchmarks from HubSpot, Gartner, and CMO Survey.
    Use Calculator
    Email ROI Calculator
    Calculate email marketing ROI, revenue per email, cost per subscriber, and compare with industry benchmarks from DMA, Litmus, and HubSpot.
    Use Calculator

    Financial Ratios

    Key financial analysis ratios

    14 tools
    Popular
    ROI Calculator
    Calculate return on investment for any investment type with annualized returns.
    Use Calculator
    P/E Ratio Calculator
    Calculate price-to-earnings ratio to evaluate stock valuations.
    Use Calculator
    Quick Ratio Calculator
    Measure a company's ability to meet short-term obligations.
    Use Calculator
    Current Ratio Calculator
    Calculate current ratio and working capital to measure liquidity.
    Use Calculator
    Equity Ratio Calculator
    Calculate the proportion of assets financed by shareholders.
    Use Calculator
    Debt to Equity Calculator
    Calculate D/E ratio, debt ratio, and equity multiplier to analyze leverage.
    Use Calculator
    Gross Margin Calculator
    Calculate gross profit margin to understand product profitability.
    Use Calculator
    Profitability Calculator
    Analyze net profit margins and overall business profitability.
    Use Calculator
    Net Income Calculator
    Calculate net income from revenue to bottom-line profit with full income statement breakdown.
    Use Calculator
    Popular
    Percentage Calculator
    Calculate percentages, percentage change, and reverse percentages for financial analysis.
    Use Calculator
    EBITDA Calculator
    Calculate EBITDA, EBITDA margin, and EV/EBITDA valuation multiples. Compare against industry benchmarks for M&A.
    Use Calculator
    Working Capital Calculator
    Calculate working capital, current ratio, and cash conversion cycle. Analyze liquidity with DSO, DIO, and DPO components.
    Use Calculator
    Asset Turnover Calculator
    Calculate asset turnover ratio, fixed asset turnover, and perform DuPont Analysis. Compare against industry benchmarks with year-over-year trend analysis.
    Use Calculator
    Operating Ratio Calculator
    Calculate operating ratio and operating margin to measure efficiency. Includes expense breakdown, year-over-year trend analysis, and industry benchmarks.
    Use Calculator

    Business Planning

    Financial planning and forecasting

    12 tools
    Break Even Calculator
    Calculate your break-even point in units and revenue with margin of safety analysis.
    Use Calculator
    Salary Calculator
    Convert annual salary to hourly rate and vice versa. Account for PTO, overtime, and taxes.
    Use Calculator
    Burn Rate Calculator
    Calculate gross/net burn rate, runway, and project cash flow scenarios. Includes benchmarks from Y Combinator and a16z.
    Use Calculator
    Runway Calculator
    Calculate startup runway with scenario modeling. Project cash flow with revenue growth and plan your next fundraise.
    Use Calculator
    Popular
    Compound Interest Calculator
    Calculate compound interest with daily, monthly, quarterly, or annual compounding. Visualize growth and compare effective annual rates.
    Use Calculator
    Free Cash Flow Calculator
    Calculate FCF, FCFF, FCFE, FCF margin, and FCF yield. Essential for DCF valuation and understanding true cash generation.
    Use Calculator
    TAM SAM SOM Calculator
    Calculate Total Addressable Market (TAM), Serviceable Addressable Market (SAM), and Serviceable Obtainable Market (SOM) with top-down and bottom-up methods.
    Use Calculator
    Revenue Growth Calculator
    Calculate YoY, MoM, QoQ growth rates and CAGR. Project future revenue, analyze organic vs inorganic growth, and compare against industry benchmarks.
    Use Calculator
    Market Analysis Tool
    Score market attractiveness, growth, competition, and risk factors.
    Use Calculator
    Business Analysis Tool
    Evaluate business health across growth, profitability, retention, and resilience.
    Use Calculator
    Financial Model Template
    Generate multi-year financial projections with revenue growth, margins, and cash flow assumptions.
    Use Calculator
    Market Share Calculator
    Calculate market share, relative market share, HHI concentration index, and competitive position. Analyze share of voice vs share of market.
    Use Calculator

    HR & Payroll

    Employee costs and benefits

    14 tools
    Employee Cost Calculator
    Calculate the true cost of an employee including salary, benefits, payroll taxes, and overhead. Compare full-time vs contractor costs.
    Use Calculator
    Payroll Tax Calculator
    Estimate employer and employee payroll taxes with configurable rates and wage bases.
    Use Calculator
    W-2 Generator
    Create W-2 wage and tax summaries to validate employee reporting.
    Use Calculator
    1099-NEC Generator
    Generate contractor compensation summaries for 1099 reporting.
    Use Calculator
    Pay Stub Generator
    Create pay stub summaries with earnings, taxes, and deductions.
    Use Calculator
    Bonus Calculator
    Estimate bonus payouts, net bonus, and total compensation impact.
    Use Calculator
    Salary Benchmark Tool
    Benchmark base pay and total compensation against market ranges. Calculate compa ratio and market percentile.
    Use Calculator
    Popular
    Payroll Calculator
    Calculate net pay with detailed tax breakdown including federal, state, and FICA taxes. Supports all 50 states and year-to-date tracking.
    Use Calculator
    Overtime Calculator
    Calculate overtime pay with FLSA compliance checks. Supports state-specific rules including California daily overtime and double time.
    Use Calculator
    PTO Calculator
    Calculate PTO balance, accrual rate, year-end projections, and payout value. Supports front-loaded, monthly, and per pay period accrual methods.
    Use Calculator
    401k Calculator
    Project 401(k) retirement savings with employer match, compound growth, and year-by-year breakdown. Compare Roth vs Traditional with IRS contribution limits.
    Use Calculator
    Benefits Calculator
    Calculate total compensation including base salary, health insurance, 401(k) match, PTO value, stock options, and all employee benefits with industry benchmarks.
    Use Calculator
    Turnover Cost Calculator
    Calculate the true cost of employee turnover including separation, vacancy, recruitment, hiring, training, and productivity loss costs.
    Use Calculator
    Cost Per Hire Calculator
    Calculate cost per hire using the SHRM formula. Includes internal/external cost breakdown, cost per source analysis, and quality of hire metrics.
    Use Calculator

    Real Estate & Investment

    Property investment analysis

    16 tools
    Cap Rate Calculator
    Calculate capitalization rate, property value, or NOI. Compare properties and benchmark against market rates.
    Use Calculator
    Rental Yield Calculator
    Calculate gross and net rental yield with expense breakdown. Compare to bonds, savings, and REITs.
    Use Calculator
    Property Tax Calculator
    Estimate annual property taxes, assessed value, and effective tax rates. Plan escrow and budgeting.
    Use Calculator
    Roofing Calculator
    Calculate roof area, bundles, underlayment rolls, and material cost estimates.
    Use Calculator
    NOI Calculator
    Calculate Net Operating Income with detailed expense breakdown. Analyze operating expense ratios and estimate property values.
    Use Calculator
    Cash on Cash Return Calculator
    Calculate cash on cash return for rental properties. Compare all-cash vs financed scenarios with 5-year projections.
    Use Calculator
    DSCR Calculator
    Calculate Debt Service Coverage Ratio for real estate loans. Analyze loan qualification and lender requirements.
    Use Calculator
    GRM Calculator
    Calculate Gross Rent Multiplier, property value, or implied rent. Compare across markets with GRM vs Cap Rate analysis.
    Use Calculator
    IRR Calculator
    Calculate Internal Rate of Return and Modified IRR. Compare IRR vs MIRR, analyze NPV, and make informed investment decisions.
    Use Calculator
    NPV Calculator
    Calculate Net Present Value, IRR, and Profitability Index. Compare multiple projects side-by-side with sensitivity analysis.
    Use Calculator
    Payback Period Calculator
    Calculate simple and discounted payback period. Compare projects side-by-side with cumulative cash flow tables and break-even visualization.
    Use Calculator
    DCF Calculator
    Calculate intrinsic value using Discounted Cash Flow analysis. Project FCFs, terminal value, and sensitivity analysis.
    Use Calculator
    WACC Calculator
    Calculate Weighted Average Cost of Capital with CAPM for cost of equity, tax-adjusted cost of debt, and industry beta benchmarks.
    Use Calculator
    CAPM Calculator
    Calculate expected return using Capital Asset Pricing Model. Includes industry beta lookup, Security Market Line visualization, and Jensen's Alpha analysis.
    Use Calculator
    Dividend Yield Calculator
    Calculate dividend yield, annual income projections, DRIP compounding, and payout sustainability with sector benchmarks.
    Use Calculator
    Operating Expense Ratio Calculator
    Calculate OER and Net Operating Income for real estate properties. Compare against property type benchmarks for office, retail, industrial, and multifamily.
    Use Calculator

    Operations & Inventory

    Inventory and efficiency metrics

    11 tools
    Inventory Turnover Calculator
    Calculate inventory turnover ratio, Days Sales of Inventory (DSI), and holding costs. Compare against industry benchmarks for retail, manufacturing, and more.
    Use Calculator
    Productivity Calculator
    Calculate labor productivity, revenue per employee, units per hour, cost per unit, and multi-factor productivity with industry benchmarks.
    Use Calculator
    Vendor Management Tool
    Score vendor risk, concentration exposure, and savings potential using contract coverage and performance data.
    Use Calculator
    Expense Reimbursement Form
    Create expense reimbursement reports with line items and policy limits.
    Use Calculator
    Risk Assessment Tool
    Score risk exposure across market, operational, financial, and compliance areas.
    Use Calculator
    Insurance Cost Calculator
    Estimate business insurance premiums using revenue, payroll, and risk level assumptions.
    Use Calculator
    Efficiency Calculator
    Calculate efficiency ratios including OEE, operating efficiency, process efficiency, resource utilization, energy efficiency, and labor efficiency.
    Use Calculator
    Capacity Calculator
    Calculate capacity utilization rate, efficiency rate, bottleneck analysis, demand planning, and overtime calculations with industry benchmarks.
    Use Calculator
    Utilization Rate Calculator
    Calculate billable utilization, track productive vs non-billable hours. Analyze team capacity, revenue per employee, and compare against industry benchmarks.
    Use Calculator
    Safety Stock Calculator
    Calculate optimal safety stock levels using service level Z-scores. Factor in demand variability, lead time variance, and holding costs for inventory optimization.
    Use Calculator
    Reorder Point Calculator
    Determine when to reorder inventory based on lead time and demand. Analyze stockout risk, calculate days of supply, and manage multiple SKUs efficiently.
    Use Calculator

    AI Generators

    AI-powered business content tools

    19 tools
    Business Name Generator
    Generate unique, memorable business names with AI. Includes domain suggestions and trademark guidance.
    Use Calculator
    Slogan Generator
    Create catchy business slogans with AI. Get memorable taglines with memorability scoring.
    Use Calculator
    Tagline Generator
    Generate powerful brand taglines with AI. Create memorable taglines with multiple style options.
    Use Calculator
    Mission Statement Generator
    Create powerful, purpose-driven mission statements with AI. Define your company's purpose with multiple style options.
    Use Calculator
    SWOT Analysis Generator
    Generate comprehensive SWOT analyses with AI. Identify strengths, weaknesses, opportunities, and threats for strategic planning.
    Use Calculator
    Value Proposition Generator
    Create compelling value propositions with AI. Use frameworks like Jobs to be Done and Value Proposition Canvas.
    Use Calculator
    Elevator Pitch Generator
    Generate compelling elevator pitches for 30, 60, or 90 seconds. Use proven frameworks like Problem-Solution-Benefit and AIDA.
    Use Calculator
    Invoice Generator
    Create professional invoices and templates. Add company details, line items, taxes, and download as PDF.
    Use Calculator
    Contract Generator
    Generate service, consulting, or freelance contract outlines with payment and IP terms.
    Use Calculator
    Proposal Generator
    Generate structured business proposals with scope, timeline, and pricing sections.
    Use Calculator
    Purchase Order Generator
    Create purchase orders with vendor details, line items, and payment terms.
    Use Calculator
    Cookie Policy Generator
    Generate a cookie policy template with categories, consent language, and tracking tool disclosures.
    Use Calculator
    NDA Generator
    Generate mutual or one-way NDA drafts with key clauses and governing law options.
    Use Calculator
    Pitch Deck Generator
    Build a pitch deck outline with slide-by-slide prompts and storytelling guidance.
    Use Calculator
    Newsletter Generator
    Create newsletter drafts with subject lines, preheaders, and CTA-ready sections.
    Use Calculator
    Email Template Generator
    Generate cold outreach, follow-up, and lifecycle email templates in minutes.
    Use Calculator
    SKU Generator
    Create consistent SKU codes for inventory, product variants, and channels.
    Use Calculator
    Business Plan Generator
    Generate comprehensive business plan outlines with AI. Includes executive summary, market analysis, financial projections, and more.
    Use Calculator
    Company Description Generator
    Generate professional company descriptions with AI. Create compelling about us content for websites, social media, and marketing materials.
    Use Calculator

    Coming Soon

    Coming Soon
    Budget Calculator
    Create business budgets with industry benchmarks and projections.
    Coming Soon
    Cashflow Calculator
    Project cash flow with payment terms and seasonal adjustments.
    Coming Soon
    Business Loan Calculator
    Compare loan options with amortization schedules and total cost.
    Coming Soon
    Business Idea Generator
    Get AI-powered business ideas based on your skills and market trends.

    Frequently Asked Questions

    Need a professional business valuation?

    Get a comprehensive DCF valuation of your company with AI-powered analysis, market comparables, and actionable insights.